[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.benefita.cz\/usetrit-se-da-temer-vsude\/#Article","mainEntityOfPage":"https:\/\/www.benefita.cz\/usetrit-se-da-temer-vsude\/","headline":"U\u0161et\u0159it se d\u00e1 t\u00e9m\u011b\u0159 v\u0161ude","name":"U\u0161et\u0159it se d\u00e1 t\u00e9m\u011b\u0159 v\u0161ude","description":"I kdy\u017e dnes pou\u017e\u00edv\u00e1me ve velk\u00e9 m\u00ed\u0159e bezhotovostn\u00ed platby, kde se d\u00e1. P\u0159esto tu plat\u00ed po stalet\u00ed zn\u00e1m\u00e9 jedno po\u0159ekadlo: \u201ePen\u00edze jsou kulat\u00e9, a proto se rozkut\u00e1lej\u00ed raz, dva.\u201c Trochu z\u00a0historie, jak se za\u010dalo d\u00e1t u\u0161et\u0159it na bankovn\u00edch poplatc\u00edch. Mo\u017en\u00e1 si vzpom\u00edn\u00e1te na rok 2013, kdy se doslova za\u010dali bou\u0159it klienti s\u00a0p\u016fj\u010dkou a hypot\u00e9kou od &hellip;<p class=\"read-more\"> <a class=\" thunk-readmore button \" href=\"https:\/\/www.benefita.cz\/usetrit-se-da-temer-vsude\/\"> <span class=\"screen-reader-text\">U\u0161et\u0159it se d\u00e1 t\u00e9m\u011b\u0159 v\u0161ude<\/span>Read More<\/a><\/p>","datePublished":"2020-03-02","dateModified":"2020-03-02","author":{"@type":"Person","@id":"https:\/\/www.benefita.cz\/author\/#Person","name":"","url":"https:\/\/www.benefita.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/56990d361a15c60249588fcd5c65556d1c39f993ac5e20b5abce42fd817b46e8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/56990d361a15c60249588fcd5c65556d1c39f993ac5e20b5abce42fd817b46e8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"benefita.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.benefita.cz\/wp-content\/uploads\/img_a372273_w3053_t1583758418.jpg","url":"https:\/\/www.benefita.cz\/wp-content\/uploads\/img_a372273_w3053_t1583758418.jpg","height":0,"width":0},"url":"https:\/\/www.benefita.cz\/usetrit-se-da-temer-vsude\/","about":["Pen\u00edze"],"wordCount":505,"articleBody":"I kdy\u017e dnes pou\u017e\u00edv\u00e1me ve velk\u00e9 m\u00ed\u0159e bezhotovostn\u00ed platby, kde se d\u00e1. P\u0159esto tu plat\u00ed po stalet\u00ed zn\u00e1m\u00e9 jedno po\u0159ekadlo: \u201ePen\u00edze jsou kulat\u00e9, a proto se rozkut\u00e1lej\u00ed raz, dva.\u201cTrochu z\u00a0historie, jak se za\u010dalo d\u00e1t u\u0161et\u0159it na bankovn\u00edch poplatc\u00edch.Mo\u017en\u00e1 si vzpom\u00edn\u00e1te na rok 2013, kdy se doslova za\u010dali bou\u0159it klienti s\u00a0p\u016fj\u010dkou a hypot\u00e9kou od na\u0161ich velk\u00fdch bank. Za\u010dali se obracet na pr\u00e1vn\u00edky, proto\u017ee v\u00a0t\u00e9 dob\u011b jejich banky to v\u00fd\u0161kou v\u00a0poplatc\u00edch skute\u010dn\u011b u\u017e \u201ep\u0159ep\u00edskly\u201c. Mnoho klient\u016f se za\u010dalo br\u00e1nit a obraceli se na pr\u00e1vn\u00edky. I t\u00edm, \u017ee zm\u011bnili banku, kter\u00e1 nab\u00edzela n\u00edzk\u00e9 nebo \u017e\u00e1dn\u00e9 poplatky. A\u0165 to bylo z\u00e1konn\u00e9 nebo nez\u00e1konn\u00e9, hlavn\u00ed je, \u017ee v\u00fdsledkem bylo to, \u017ee v\u011bt\u0161ina t\u011bchto bank za\u010daly \u010dasem poplatky vracet a pot\u00e9 se i sn\u00ed\u017eily. To je hlavn\u00ed. \u00a0Ale i v\u00a0sou\u010dasnosti, kdy\u017e se pod\u00edv\u00e1te na sv\u016fj b\u011b\u017en\u00fd \u00fa\u010det (v\u011bt\u0161inou v\u00a0internetov\u00e9m bankovnictv\u00ed), tak n\u011bkter\u00fdm z\u00a0v\u00e1s, st\u00e1le ty v\u011b\u010dn\u00e9 poplatky za r\u016fzn\u00e9 bankovn\u00ed slu\u017eby ur\u010dit\u011b nepot\u011b\u0161\u00ed. Spo\u010d\u00edtejte si sami, kolik pen\u011bz v\u00e1m tak ro\u010dn\u011b z\u00a0va\u0161eho \u00fa\u010dtu odte\u010de \u2013 a naprosto zbyte\u010dn\u011b.V\u011b\u0159te, \u017ee n\u011bkdy jsou ty jejich (bankovn\u00ed) placen\u00e9 slu\u017eby zbyte\u010dn\u00e9. Tak\u017ee, pokud tomu budete v\u011bnovat trochu sv\u00e9ho \u010dasu a zamysl\u00edte se, v\u00a0t\u00e9to chv\u00edli v\u00e1m ur\u010dit\u011b jako prvn\u00ed pom\u016f\u017ee internet. Tam najdete n\u011bkolik kvalitn\u00edch webov\u00fdch str\u00e1nek, kter\u00e9 v\u00e1m usnadn\u00ed dokonal\u00fd p\u0159ehled na\u0161ich bank s jejich slu\u017ebami a poplatk\u016fm za n\u011b. Pot\u00e9 kdy\u017e svou banku nav\u0161t\u00edv\u00edte osobn\u011b a zkus\u00edte se nejd\u0159\u00edve domluvit, tak mo\u017en\u00e1 zjist\u00edte, \u017ee i nemo\u017en\u00e9 je mo\u017en\u00e9. A kdy\u017e ne, tak v\u00fdb\u011br nov\u00e9 banky bez poplatk\u016f stoj\u00ed za to.A co se d\u00e1 nap\u0159\u00edklad u t\u011bchto placen\u00fdch bankovn\u00edch slu\u017eeb zm\u011bnit? Nap\u0159\u00edklad:\u00a0\t\tZru\u0161it zp\u016fsob m\u011bs\u00ed\u010dn\u00edho v\u00fdpisu doru\u010den\u00ed \u2013 ale ne na po\u0161tu. Pokud nem\u00e1te internetov\u00e9 bankovnictv\u00ed, je tu mo\u017enost zaslat zdarma v\u00fdpis do emailu.\t\tPoplatek za odchoz\u00ed platbu a platbu do zahrani\u010d\u00ed\t\tPoplatky za v\u00fdb\u011bry z\u00a0vlastn\u00edho a ciz\u00edho bankomatu \u2013 zde si mus\u00edte rozmyslet, co je pro v\u00e1s v\u00fdhodn\u011bj\u0161\u00ed\t\tN\u00edzkou \u00fav\u011brovou sazbu za hypot\u00e9ku a i v\u00fdhodnou dlouhodobou fixaci.\u00a0V\u00fdb\u011br banky bez poplatk\u016f jak pro b\u011b\u017en\u00fd \u00fa\u010det, tak s\u00a0co nejni\u017e\u0161\u00ed \u00farokovou sazbou a dobrou fixac\u00ed u hypote\u010dn\u00edch \u00fav\u011br\u016f je dnes u\u017e velk\u00fd. Proto\u017ee banky o sv\u00e9 klienty necht\u011bj\u00ed p\u0159ij\u00edt, jsou ochotn\u00e9 v\u00e1m vyj\u00edt vst\u0159\u00edc.                                                                                                                                                                                                                                                                                                                                                                                        3.6\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"U\u0161et\u0159it se d\u00e1 t\u00e9m\u011b\u0159 v\u0161ude","item":"https:\/\/www.benefita.cz\/usetrit-se-da-temer-vsude\/#breadcrumbitem"}]}]